Smart Savings
Budgeting
Investing
Banking
Cashback
At 24Peak we believe a dollar saved is as good as a dollar earned. This is the concept behind smart savings.
Whether cutting down expenses, saving on purchases, or simply saving for a rainy day, we understand everyone has their own goals. We aim to provide users with informed access to resources which we believe may help meet their smart savings goals.
Robinhood
Robinhood is a great website/app for investing in stocks, ETFs, Options, or crypto. Their diverse selection make them a great option for beginner investors, as well as experienced investors looking to diversify their portfolio.
Investing
Coinbase
Coinbase is one of the most used platforms for trading Cryptocurrency. For beginners in crypto Coinbase may be one of the best exchanges to use, as they sometimes offer lessons which actually reward users crypto. They also offer a few tokens which have staking options, rewarding long term holders. Coinbase also offers an advanced interface which offers several functions tailored to more experienced traders.
Investing
Rakuten
Rakuten (Formerly Known as Ebates) is a Cashback/Shopping Service, which allows users to receive rewards when shopping at partner retailers. They offer an extremely wide variety of over 3500 retailers, allowing many users to receive rewards while shopping at retailers they already love, or explore new brands with less financial impact. Rakuten has paid out over $3.6 Billion in rewards since 1999, making them one of the most trusted platforms in online shopping.
Cashback
Learn More about Smart Savings on our Blog!
Mastering Your Budget: Prioritizing Expenses by Needs and Wants
Categorizing needs and wants is the first step for anyone looking to improve their financial habits. It allows individuals to ensure that their essential needs are met, and avoid overspending in non-essential categories. This understanding will serve as a foundation for developing a sustainable and responsible budget, leading to better financial health and stability.
Unlocking Savings: The Power of Cashback Shopping
Cashback shopping is a shopping incentive program that allows individuals to receive a percentage of their spending back, acting as an enhanced savings option. Retailers partner with various cashback platforms, such as Rakuten, to facilitate this process. This promotes their products or services while providing customers with opportunities to save money on their purchases. Creating an account with cashback services is usually free of charge. To receive cashback users must typically give either a paypal address or account information. Once registered, you can browse through offers from participating retailers, offering different percentages of cashback. This allows consumers to gain additional savings during their shopping routine, transforming regular purchases into opportunities for cashback rewards.
Understanding Net Worth: A Comprehensive Guide
Your net worth is essentially the total value of everything you own. Which includes property and investments, minus any debt you owe, such as loans or mortgages. By calculating net worth, individuals can track their financial progress over time, identify areas for improvement, and set realistic goals. To better understand net worth, you can break it down into two main categories; Assets and Liabilities.
The Importance of Setting Goals While Budgeting
Budgeting is one of the first steps you can take towards financial wellness. Setting goals will help guide you in creating a budget that suits
Welcome To 24Peak – An Innovative Financial Literacy Platform!
Introduction to 24Peak Welcome to 24Peak, a platform started by two friends, Quentin and Ralph. Low on funds, but extremely motivated to invest, we had